[Gasification] Insurance for small demo unit

[mark crorey]

The damage that driving a car can do seems more probable than the damage
from a gasifier, to me.  My car liability is not anywhere near 3 million.

Wouldn't your manufacturing liability insurance, or your errors and
omissions insurance cover problems?


-----Original Message-----
From: gasification-bounces at listserv.repp.org
[mailto:gasification-bounces at listserv.repp.org] On Behalf Of Kevin Chisholm
Sent: Monday, May 05, 2008 12:11 PM
To: Discussion of biomass pyrolysis and gasification
Subject: Re: [Gasification] Insurance for small demo unit

Dear David

Dave Boyt wrote:
> Thanks for input & encouragement.  The unit will be built in Missouri and 
> demonstrated in the Midwest and Lake States.  Exmple: what if someone gets
a 
> headach & blames CO from the unit (not that it would EVER be run in an 
> enclosed area). 

OK.... install a CO alarm in the area where the Visitors are liable to 
be. Put up a sign "Exit Area Immediately if CO Alarm Sounds"
>  Burns from touching something hot (lots of idiots out 
> there)?
Put up a sign(s) near hot areas "Warning: Hot Surfaces. Do not Touch.

With these simple precautions, the Insurance Company would not have to 
protect you aginst possible damage claims for these "credible hazards."
>   What other risks?  $3 million liability sounds like a reasonable 
> place to start. 
>   

Another way is to ask the Insurance Company what hazards they are 
concerned about. You may be able to come up with other equally simple 
"safety measures" that will drop the insurance cost significantly.

Best wishes,

Kevin
>
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